A quick guide to help you understand consultation costs, how insurance works, and what ACC covers. For surgery, we’ll provide a personalised quote after your consultation once your treatment plan is confirmed.
Insurance & ACC

Questions?
If you’re unsure about cover or likely costs, email Nikki at blackleyoffice@xtra.co.nz with your policy or ACC details — we’re happy to help before your appointment.
Receipts & Claims
We provide itemised receipts to support insurance or ACC claims. If your insurer requires additional information, our team can assist.
Insurance (Southern Cross, NIB & others)
Payment is required on the day unless you have prior approval from your insurer.
If you have a Southern Cross Wellbeing One policy (non-surgical), you can pay on the day and claim back from Southern Cross.
Bring your policy details and any pre-approval documents to your appointment.
ACC Cover
If you have an accepted ACC claim, your specialist consultation is covered with no surcharge.
If imaging is required, a small x-ray fee may be payable directly to Auckland Radiology Group.
Bring your ACC number and any ACC paperwork with you.